The Truth Behind Car Insurance — Part Three

If your automobile insurance carrier sends you a denial for medical treatment that you’ve already had, or for future medical treatment, you can bring a lawsuit contesting that denial. However, that typically takes months or even years to resolve. Should your treatment be denied, there’s also an arbitration procedure available through the American Arbitration Association… Read More

The Truth Behind Car Insurance — Part Two

In Workers’ Compensation claims, medical treatment is preauthorized—not so with no-fault insurance coverage (medical treatment arising from a car accident). While a Workers’ Compensation insurance company must pay a medical bill because it’s already been authorized, that’s not how it works with no-fault car insurance in New York. In many no-fault cases, your automobile insurer… Read More

Filing a No-Fault Claim After a Car Accident

If you’re involved in a car accident, either as the driver of your own vehicle, or as a passenger in someone else’s, you have certain obligations to ensure that your claim will be covered under the applicable “no-fault” insurance policy. If the car accident took place in New York state, you need to file your… Read More